10 Safety Tips For Buying On eBay
eBay has become a household name for shoppers. A lot the buyers on eBay are not regular internet shoppers but they still shop on eBay. Such is the power of eBay giving simplicity of shopping and top bargains. From time to time, there is some fraud on eBay about fake fashion items, event tickets that do not exist, some expensive electronic items that do not exist. eBay does its best to intervene and resolve such disputes. As a shopper, you can follow these 10 safety tips to avoid being conned. 1. Check the seller?s feedback. Positive feedback rating of over 95% is good. If there are many recent negative feedbacks, then this is not a good indication. Also, read all the negative feedbacks. Are these negative feedbacks reasonable? What type of response does the seller have for these feedbacks? Does the seller?s defense sound reasonable? Sometimes new members who buy items on eBay are paranoid and they leave a negative feedback in a haste so make sure if the seller has defended himself/ herself in a reasonable manner. If there are too many complaints of the same nature, then it is probably true. 2. The sellers must have some kind of identification or recognition seal like Paypal verified, or Square trade or a Powerseller seal on the auctions. Such sellers are more reliable. This is especially a good check when you buying an expensive item. 3. Ask seller a question before bidding on the item. Responsible sellers reply promptly to questions. Also, if the seller actually has the item, he/ she maybe able to answer a valid question otherwise not. 4. If you are buying something expensive, then get the contact information of the seller at http://search.ebay.com/_W0QQtZvbQQsofindtypeZ9. You have to login to your eBay account and send a request. You can get the seller?s address and phone number. In doing this, your address and phone number will also be emailed to the seller. 5. The items must have pictures unless it is a service that is sold on eBay. If there is no picture, then the items is probably not there. Almost all sellers will put at least one picture of the item. Let?s assume that the item is there but the seller has been lazy in not putting the picture in the auction ad. Would you like to deal with someone who is so careless? It just shows that the item may not be in good condition, maybe defective or broken. 6. Check description of the item. Research other websites for the same item. Some of the shopping websites to research would be shopping.yahoo.com, overture.com and shopping.msn.com. These sites are adequate for researching items and get the description that you need. The eBay description should match item description on other sites. 7. Research prices for the item on sale. If the item on sale is Gucci handbags, then search for this model of handbag on shopping.yahoo.com. If it retails for $800 on Yahoo and seller on eBay is selling a brand new one for $90, then this item may not be authentic! Large wholesaler are able to sell items for around 50% of retail but something like an original Gucci handbag, it is unlikely that a seller would let go for $90 because these items sell like crazy. Just a note on fraud items ? a lot of fraud eBay occurs on fashion items. This is very unfortunate and eBay has taken a lot of steps to eliminate fraud. 8. If the seller has not mentioned any shipping and handling terms, then ask before bidding. There are many auction ads, where the seller mentions that shipping and handling will mentioned to the winning bidder. Surprisingly, there are bids on that item! If you start bidding on the item, then it means that you agreed to the terms and condition of the sellers and there is less room for you to dispute later so ask for the clear instruction on shipping and handling. 9. Reliable sellers have clear description on their refund policy. If it is not there, then ask the seller for it. If the seller has no refund policy, then do not bid on the item. If the there is no refund policy in the auction description, then make sure you get the refund policy in an email from the seller. In this way, you have a document of the refund policy. 10. Do a search for the sellers past items on eBay. Check to see if the seller has sold similar items in the past. To search on the past auctions, go to the Advanced Search page. Here click on the items by seller link and type in the sellers ID and check the box for Include Completed listing. It is always good to check this especially if you are considering buying something expensive. The author Guillermo Jalil owns several businesses including eBay business and other internet businesses. For more Ebay shopping tips on how to find great bargains visit <a href="http://www.startbuyingonebay.com" title="http://www.startbuyingonebay.com" target="_blank">http://www.startbuyingonebay.com</a>. For tips on how to make on the internet from multiple sources of income visit <a href="http://www.internetandmoney.com" title="http://www.internetandmoney.com" target="_blank">http://www.internetandmoney.com</a>.
Source: www.ArticlePros.com

How to Select a Secure Payment Gateway
Accept All Major Credit Cards and Electronic Checks for your Online Business, Retail Store and Mobile Sales Force using a Single Payment Gateway Service . .A real-time payment gateway service provides merchants with a secure method for accepting credit card and electronic check payments A secure online point-of-sale service allows the merchant to capture customer credit card or checking account information then transmits that information over an encrypted SSL connection Successful transactions will move the customer payment from the customer’s credit card or checking account to the merchant’s business bank account . .The top rated real-time payment gateway services can be used to process retail, mobile and online customer sales As a merchant you want to select a virtual point-of-sale service that can support your business as it grows Therefore, you want to select a payment gateway service that can support multiple sales environments (e g retail, online and mobile) without requiring you to open multiple gateway accounts . .Since there are a multitude of real-time payment gateways to choose from I have provided a checklist to help you select the right service for your business Ultimately, you must select a service that meets the unique requirements of your specific business . .Merchant checklist for choosing a payment service (e g features must be included at no additional cost): . . - Real-time sales reporting . - Virtual Terminal/Batch Uploads for processing manual transactions . - Virtual POS for processing card present transactions . - Recurring Billing capabilities for processing membership and subscription services . - Integration Method for integrating payment processing into your back office software . - Online knowledgebase . - Online Help Desk . - “Live” Technical Support . - Load-balancing for processing multiple merchant accounts using a single payment gateway account This will become an important feature as your business grows . - Commercial and Open Source Shopping Cart Payment Modules . - Secure Online Merchant Interface . - Address Verification (AVS) . - Retail POS software support . - CRM Payment Modules (open source and commercial software support) . - PCI Compliant service . .Optionally, you should be able to select the following add-on services: . . - Electronic Checks processing . - Advanced Fraud Protection Tools . - PCI Compliant Data Storage and Retention for storing customer payment data . - Mobile Payment Software (e g iPhone) . .Always keep in mind, when you choose a payment service you are selecting a service to process your customer payments which is the lifeline of your business .
Source: www.rsstnx.com

How Can You Pay Your International Employees, Affiliates, and Distributors?
Let s face it, the entire world is moving to electronic payments. The reason is obvious. Electronic payments are safe, fast, and easy to track. Funds are accessible to your workforce quickly. Most importantly, electronic payments can save your company money. You can issue paper checks but what happens when they are stolen or lost? Also, tracking paper checks around the world is an expensive administrative nightmare. Forward thinking businesses are using both international debit cards and global direct deposit to pay people around the world. With the advantages of international debit cards and global direct deposit, you are able to automate your operations and increase productivity that will help you retain your competitive edge. If you have traditional direct deposit, workers must have bank accounts into which the money can be deposited. International debit cards and global direct deposit allow you to pay your network of world wide employees in their own currency. This solution eliminates currency conversions, fluctuations, and confusion. Across the world, debit cards are the fastest growing way to disburse payments. Cards can be used by those that do not have bank accounts. Today, you ll find workers with bank accounts often prefer to be paid on a debit card instead of direct deposit. International debit card funds on the cards are easily accessible at any ATM or point of sale location around the world that accepts bank cards. The small fees associated with the use of cards are more than offset by the convenience and immediate accessibly to cash provided by the cards. If your company issues more than 10,000 international debit cards, you receive the added benefit of branding your debit card. Each time a new card is issued anywhere in the world, the company brand is expanded. Your business needs global payment solutions in a technologically advanced marketplace. International debit cards and global direct deposit can enable your business. Tina Brandon has been involved in the payment processing industry for the past 15 years. During that time she has worked with US and international banks, processors, sales organizations offering a range of electronic payment processing solutions. She is currently Vice President of TransNetSecure. tibrandon@transnetsecure.com 972-986-8450
Source: www.ArticlePros.com